@ruthdemuren06 said in RECYCLE:

So I saw an old notebook of mine and decided to be imaginative. I cut out the letters on the back cover and viola. Art is all about creating new things. Expressing yourself. Seeing what others term as trash but what you see is only the possibility of what it can be... That is how we should all see everyone especially ourselves.. Don't think yourself as not being able to achieve anything because you are more than a conqueror... The only person that can pick you up from that trash, others and maybe you see yourself, is YOU.

Are those random characters above the elevated arm? Mostly what others don't see is what we see. It goes a long way in telling us about our individual selves. What i see and say about myself is what matters most. What others say about me is irrelevant.

What is Grafting in Agriculture?

The right of subrogation is a right conferred on an insurance company (also known as the insurer) to exercise after claim of insurance settlement where it stepped into the shoes of the insured and enjoys the rights and privileges which was due to an insured from a third party.

This right is not automatic for the insurer as there are certain requirement which must be fulfilled. The insurance company must, firstly, accept liability over the damage suffered and must have compensated the insured. If the insurance company refuse liability, it can exercise the right of subrogation. Secondly, the loss suffered must be connected to the loss insured.

The extent of an insurance company’s right in the exercise of the right of subrogation are

1. The insurance company is not excused from performing its contractual obligation of indemnifying the insured for the loss suffered even where the Third party tortfeasor also has liability for the loss that occurred.
2. Before the insurance company can exercise the right of subrogation, he must have accepted liability over the damage suffered and must have compensated the insured unless both parties agreed otherwise.
3. The insurer can only claim only the amount he has paid the insured as compensation for the damage suffered.it cannot claim extra monies even where money is gotten from the third party was in excess
4. Also where the insured conduct himself in a manner that is detrimental to the insurance company’s interest, the insurance company can institute an action against the insured to seek for remedy.
   Therefore,Mr. Ade can claim from both ABS insurance company and Mr. Kola and Mr. Bayo .However Mr. Ade is to reimburse ABC insurance company for the amount they have paid to indemnify him of his loss.

Thanks @Olu for your detailed response.

My Wife put to bed approximately 3 Months ago and she doesn't really take her feeding seriously. She actually eats but maybe occasionally. I have brought up the issue of her taking multi vitamins but she vehemently refused and says she's actually eating well. Please kindly advise, what type of food should my breastfeeding wife consume? What can i buy for her when coming back from office, something she'll not want to resist and will be also good for the suckling child?

Thanks.

You need to find out what he finds attractive in his cheating partner or maybe he is just a professional Olojukokuro.

How do you know he is cheating?

Maybe when we begin to value data. Data is key.

All over the world, there's been no easy impeachment process. EVER!!! The case of Bill Clinton comes to mind.