Text: 2 Tim 1 v 7; Rev 21 v 8; Isaiah 41 v 10; Gen 15 v 1

We are limited by fear in every way. Fear inhibits our actions and progress, hurts our emotions and is a neutralizer of our Faith.

As a believer we must replace fear with Faith. It is a must. Hebrews 11 v 1 says - “Now faith is the substance of things hoped for, the evidence of things not seen.”, and fear is false evidence appearing real. Now they both have evidence, one is built on Faith and another on fear.

The Bible tells us to build our house on the Rock, which is our Faith, Mathew 7 v 24 - 27, Jude 1:20. Your Faith needs to be greater than your fears, tonight The Holy Spirit will help us as we study about overcoming fears in Jesus Name; Amen! Faith over fear.

How to overcome Fears, increasing your Faith

Looking unto Jesus: Heb 12 v 2; Jam 1 v 25 - We increase our Faith by constantly studying the Word and meditating on it day and night. When we study, we take every bit of the Word into us and that makes our lives livable. The Bible says that man shall not live by bread alone, but by every Word that proceeds from the mouth of God.

• I bind and paralyze every strongman of fear in my life in the mighty name of Jesus

• I lose myself from the bondage of fear in the Name of Jesus

• I lose myself from all negative religious fears, bondage to traditions of demons and men, religious images and witchcraft prophets in Jesus Name

• I lose myself from all demonic fears and release myself from all its tormenting and enslaving powers in the name of Jesus Christ Amen.

Practicalize your Faith:- Faith without works is dead. James 2 v 26. Paying your Tithe is practical Faith, Mal 3 v 10. Paying your offering is practical faith, Mark 12 v 41-44. Prayer Fasting is practical Faith, Mathew 17 v 21.

• I lose myself from all unholy fear of man and i receive holy boldness, faith, confidence and inner strength in the Name of Jesus Christ

• Let all the doorways and entrances of fear in my life be closed forever in the Name of Jesus Christ

• Let all the habitation of fear in my life be demolished in Jesus Christ Mighty name Amen

Evangelize your Faith:- Do the work of an evangelist. 2 Tim 4 v 5. Mark 8 v 38; Luke 9 v 26. One of the practical ways of increasing your Faith is identifying with the Lord and Saviour Jesus. We have been given a ministry of reconciliation. 2 Corinthians 5:17-19

• I bind every spirit of fear afflicting my life in the Name of Jesus Christ

• Oh Lord break the bands of fear in my life in the Name of Jesus Christ

Praying in the Spirit and praying without ceasing:- Jude 1 v 20. 1 Thess 5 v 17; Luke 18 v 1-8

• I command every stronghold of fear to break in the Name of Jesus Christ

• Let all the problems introduced by fear into my life depart now in Jesus Name Amen

Conclusion
Fear is a spirit and is one of the most potent weapon the devil uses against believers. God clearly states in his Word, that we have not been given the spirit of fear, rather we have the Spirit of adoption crying Abba Father. Rom 8 v 15-17. As we have the Spirit of Freedom, we must wrestle out of Satan's grip of fear into the Liberty set for us in Christ. Shalom!!!

Lesson notes, also known as lesson plans, are an important tool for teachers and are used to help organize and plan their classes. The format and content of lesson notes may vary depending on the subject being taught, the age of the students, and the teaching style of the instructor.

In general, lesson notes should include an introduction to the topic, a list of learning objectives or goals, a summary of the main points that will be covered, and any resources or materials that will be used in the lesson. They may also include activities or assignments for students to complete, and may include a section for reflection or assessment of the lesson.

There are a few challenges that teachers may face when preparing lesson notes. One challenge is finding the time to create detailed and comprehensive lesson plans, as teaching can be a very time-consuming job. Another challenge is ensuring that the lesson plans are aligned with national education standards and are appropriate for the age and ability level of the students. Teachers may also face the challenge of adapting their lesson plans to accommodate the diverse needs of their students, including students with learning disabilities or English language learners.

We understand these challenges and that’s why we created the lessonotes App. Please do well to download it and use for free. We would be constantly adding new notes in the new year. We wish you a prosperous new year and hope you our teachers earn more and are all round successful.

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There are many potential ideas for mobile apps, and the best one for you will depend on your interests and goals. Here are a few ideas to get you started

• A social networking app that connects people with similar hobbies or interests.

• A productivity app that helps users manage their time and tasks more efficiently.

• A workout tracker and fitness planner app.

• A recipe and meal planning app.

• A travel planning and booking app.

• A language learning app.

• A mindfulness and meditation app.

• A budgeting and personal finance app.

• A virtual reality or augmented reality app.

• A messaging app with unique features, such as self-destructing messages or encrypted communication.

Lagos Ride is a smart mobility solution that allows users to book and share the cost of a ride from their preferred pickup to drop off locations respectively. It will link users up based on their preferred pick and drop off points, each not more than 1km apart respectively, and a pick-up time not more than 5 minutes apart.

We believe this service will contribute to a reduction in traffic congestion in Lagos as it will encourage ride sharing and therefore reduce the frequency of single-occupancy driving.
This scheme was set up as part of ongoing efforts of the Lagos state government to optimize the transit experience of Lagosians.

The state through its investment company, Ibile Holdings intervened in the acquisition of 1,000 brand new cars to be used on the LagosRide platform. The cars would be made available to interested partners/drivers after a down payment of 20% has been made and balance payment will be deducted from daily fares/earnings over a maximum period of 4 years.

Why is LagRide a Better Option
The Lagos Ride platform was built with the objective of protecting the interests of all the stakeholders required to provide great service.
We recognise your role as the most important stakeholder as your service determines the experience of the end-users.

Advantages of LagRide for Drivers

• You have access to comprehensive insurance and registration (No more harassment from Police)

• Fleet management solution to provide routine maintenance and spare part replacement

• Personal insurance to cover accident, disability and loss of life.

• Dedicated mobile device for your operation

• Health insurance to cover for you and your family

Security for you

• SOS Button on your app

• Panic button in your car

• Dash cam to see and ensure we hear your own side of the story

Trainings for you

• LASDRI

• Soft kill re-tooling

• First Aid

Earn More

• Higher revenue per km resulting from ride sharing

• Revenue share on in-car advertising

• Performance based incentives., such as Eko token, Defined Contribution Plans, and lots more

Seamless fare collection

• Wallets

• Card Payments

Requirements to become a LagRide Driver
Pre-qualification
Here you will be required to provide accurate information in the registration form on the sign-up page. A non-refundable fee of N17,000.00 will be paid to cover the following services

1. Verification of LASDRI ID (where available, if not we will help you procure one)
2. Verification of LASRAA ID (where available, if not we will help you procure one)
3. Medical history check
4. Security check
5. NIN verification
6. Driver’s license verification

Onboarding
Successful candidates from the prequalification stage will go on to complete the onboarding process which comprises the following

1. Structured training from LASDRI
2. Soft skills training
3. First Aid training
4. Lagos Ride driver app training

After successful completion of the above stages, a car and a mobile device will be assigned to you. You will be required to pay the sum of N1,845,500.00 in this stage. This sum covers the following:

• 20% equity 1 of cost of vehicle

• Registration and Insurance

• Advance rent payment on Dashcam for a month

• First - Aid kit

• LASG E-Taxi license

• Soft skill training

Fares & Deductions
All trip fares are expected to be remitted electronically via the LagosRide platform. Where a rider is carrying physical cash, you will be required to credit the equivalent sum in value to the wallet of the user.

Daily deductions from trip fares are in two categories;

• Mandatory debt service of N8,709

• 25% for service fee.

Vehicle Ownership

• The vehicle assigned to you after your successful on boarding remains the property of Ibile Holdings till you complete your debt service.

• Title and ownership will only be completely transferred to you upon complete payment of all outstanding obligations.

• You are required to service debt using your daily fares for the first two years, after this,you can pay down on your debt and get out of the obligation, no outright payment shall be honoured in the first 2 years of being in possession of this asset.

Maintenance and Insurance

1. Maintenance and all insurance considerations shall be executed on your behalf
2. You are required to comply with all maintenance service schedules or calls for maintenance, non-compliance attracts a penalty
3. All maintenance requests or complaints about the vehicle in your possession are meant to be logged in the maintenance module in your mobile app.
4. Any cost or damage incurred from taking the vehicle to an unauthorized service centre or without prior notice shall be borne by you
5. Insurance considerations cover the following:- Comprehensive Insurance; Protection against accident;, disability and/or loss of life; Health insurance for you and your immediate family.
6. A pension scheme and a defined contribution scheme are also in place

Deductions and Disbursements

• Your account will show your cumulative net earnings at the end of each day

• Disbursements to you will happen twice a week for now, on Mondays and Thursdays

• You will be responsible for fuelling your car from your net earnings

Cash Collection

• You may only collect physical cash from a rider after he/she has indicated that preference while requesting a trip

• Where cash is the selected mode of payment, once you confirm receipt of cash from the rider, the equivalent sum will be deducted from your net position in your wallet.

• Bank transfers to your personal account are prohibited

For additional information, kindly download the Driver Requirements Document below

LagRide Driver Requirements Document.pdf

Topic: O God Arise and Turn my problem mountain to Miracles
Text: John 5 v 1 - 15

Our God is a miracle working God, he can turn around any situation from worse to good is an instant. Here we have the story of a man who has been idle and stagnant for 38 years. And just within 1 day, Jesus Christ turned his situation around. I pray today, the Lord will turn around every negative situation in your life for the better in Jesus Name.

In John 11 v 1 - 43; we can see the story of Lazarus. We all know this story. Jesus turned the sorrow and sadness of his sisters to joy by raising Lazarus from the dead. No matter how long a happy situation in your life has turned to sorrow, Jesus will turn those situations around tonight in Jesus Name.

Also in John 9 v 1 - 41; Jesus gave light to a man who had lived all his life in darkness. A man born blind received his sight. What does this tell us; no matter the negative inheritance you were born with or bondage you carried from your birth, Jesus can turn them around for good today in Jesus Name. Only if you can pray tonight and call upon him.

In Luke 7 v 11 - 17, Jesus restored a widows joy by raising her only son back to life. Whatever is giving you joy and the enemy has stolen them, tonight as we pray, the Lord will restore them in Jesus Name.

Let us rise up.

Prayer points

1. Thou King of glory, arise, visit me and turn around my captivity in the name of Jesus.

2. I shall not regret; I will become great, in the name of Jesus.

3. Every habitation of humiliation and demotion, fashioned against me, be battered, shattered and swallowed up by the power of God in Jesus name

4. O Lord, station and establish me in Your favour in the name of Jesus

5. God of restoration, restore my glory, in the name of Jesus.

6. As darkness gives up before light, O Lord, let all my problems give up before me, in the name of Jesus.

7. Thou power of God, destroy every trouble in my life, in Jesus name.

8. O God, arise and attack every lack in my life, in the name of Jesus.

9. Thou power of liberty and dignity, manifest in my life, in the name of Jesus.

10. Every chapter of sorrow and slavery in my life, close forever, in the name of Jesus.

11. Thou power of God, usher me out of the balcony of disgrace by fire, in the name of Jesus.

12. Every obstacle in my life, give way to miracles, in Jesus name.

13. Every frustration in my life, become a bridge to my miracles, in the name of Jesus.

14. Every enemy, exploring devastating strategies against my progress in life, be disgraced, in the name of Jesus.

15. Every residential permit for me to stay in the valley of defeat, be revoked, in the name of Jesus.

16. I prophesy that bitter life shall not be my portion; better life shall be my testimony, in the name of Jesus.

17. Every habitation of cruelty, fashioned against my destiny, become desolate, in the name of Jesus.

18. All my trials, become gateways to my promotions, in the name of Jesus.

19. You anger of God, write the obituary of all my oppressors, in the name of Jesus.

20. O Lord, let Your presence begin a glorious story in my life in the name of Jesus

21. Oh Lord, activate Your high calling in my life, in the name of Jesus.

22. Oh Lord, anoint me to recover the wasted years in every area of my life, in Jesus name

23. Oh Lord, if I have fallen behind in any area of my life, empower me to recover all lost opportunities and wasted years, in the name of Jesus.

24. Any power that says I will not go forward, be arrested, in the name of Jesus.

25. Any power that wants to keep me in want in the midst of plenty, die, in Jesus name.

26. Any power that wants to draw me away from the presence of the Lord to destroy me, die, in the name of Jesus.

27. I prophesy that I will get to my promised inheritance, in the name of Jesus.

28. Any power that wants me to fulfil my destiny partially, die, in the name of Jesus.

29. Oh Lord, anoint me with power, to destroy all foundational covenants, in the name of Jesus.

30. Oh Lord, use my substance for the furtherance of the gospel, in the name of Jesus.

31. Any satanic Poison eaten from the table of the enemy, depart from my life now, in Jesus name.

32. I destroy every demonic opposition to my breakthroughs, in the name of Jesus.

33. Every anti-victory spirit, loose your hold upon my life, in the name of Jesus.

34. I cast the spirits behind my problems unto the fire of judgement, in the name of Jesus.

35. Let every agent of oppression, be punished and tormented unto submission, in the name of Jesus.

36. Every satanic case-file opened against my life, be closed forever by the blood of Jesus.

37. Every agent of oppression, I oppress you today by the power of the holy ghost in Jesus name

38. Let every agent of oppression experience God as a mighty terrible one, in the name of Jesus.

39. O God arise and turn my problem mountains to miracles in the Name of Jesus

40. Lord, let riot and confusion baptise the camp of my enemies in the Name of Jesus

Let’s begin to appreciate God for answered prayers.

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President Muhammadu Buhari has commiserated with the families of three University of Port Harcourt students reportedly murdered by their kidnappers and their bodies buried in a shallow grave in April.

He said the killers must be apprehended and made to face the wrath of the law.

The President also extended condolences to the university authorities and the Rivers State Government over the unfortunate incident.

Describing the tragic occurrence as “sad and heinous,” Buhari regretted that the “evil perpetrators have cut short the prospectively bright journey of these youths.”

He prayed that God would comfort all those who mourned these young students, and grant their souls eternal rest.

Buhari, while noting that the Nigerian Police Anti-Kidnapping Unit has apprehended one of the suspected perpetrators, further directed the Police Authorities to intensify search for the remaining suspects and bring them to justice.

According to the President, “This administration will continue to equip the law enforcement and security agencies to bring to an end the evil activities of kidnappers in the country.”

The Central Bank of Nigeria, CBN, has ordered banks to stop any form of retrenchment of workers now.

Isaac Okorafor Director, Corporate Communications, CBN, said the apex Bankers’ Committee both decided to suspend lay-offs in banks.

The statement said that in order to help minimize and mitigate the negative impact of the COVID-19 pandemic on families and livelihoods, no bank in Nigeria shall retrench or lay-off any staff of any cadre (including full-time and part-time).”

It said the decision was taken following special meeting of the Bankers’ Committee on May 2, 2020, to further review the implications of the COVID-19 pandemic on the Nigerian banking industry.

The statement said the Committee deliberated on the issue of the operating costs of banks in view of the disruptions emanating from the global economic difficulties.

The CBN stated that at the end of the meeting, it was decided that the express approval of the Central Bank of Nigeria shall be required in the event that it became absolutely necessary to lay-off any such staff.

Access Bank had recently laid off some staff, citing economic downturn occasioned by Coronavirus lockdown as reason.

Music director and producer Clarence Peters is currently being detained by Lagos police over the death of popular dancer, Love Divines known as Kodak.

This happened after reports emerged that the popular dancer died at Peters’ house on Wednesday while charging her iPhone.

It was reported that the dancer was barefooted and sat near the door of the residence while operating the plugged phone when the incident happened.

According to reports, she suffered chest burns when the phone fell on her body and died before they got to the hospital.

However, The Nation reported that Peters is now being detained and questioned at the State Criminal Investigation and Intelligence Department (SCIID), Yaba.

Friday Akpan, the chief suspect in the abduction and murder of three UNIPORT students has told Rivers Police Command why his gang committed the heinous crime.

Kidnapped and later killed were Joy Adoki, a 400 level student of Management, Fortune Obemba, and Nelson Nwafor.

Akpan, a member of the gang called Trouble, claimed his gang kidnapped the three students on the order of one Bright.

The latter claimed one of the victims, Nelson, betrayed him after money was paid into his account.

He didn’t state how much money Bright paid his gang.

Akpan was arrested on 30 April.

He later led the police to the arrest of two other members of the gang and the forest where they killed and buried the three students.

The forest was in Etoo in Eleme LGA.

Akpan admitted he joined in the gang-raping of Joy, but denied taking part in killing her and other two victims.

According to him, the three victims were killed when they could not pay the ransom demanded.
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The Officer in Charge of Anti-kidnapping unit, SP Shedar Edward, said the three suspects belong to “Iceland cult” group.

He said they are helping the police to rid the state of criminal elements.

Yesterday, the Rivers State Police Command exhumed the remains of the undergraduates at Etoo Forest, almost 23 days after they were abducted.

The Police Public Relations Officer,PPRO, of Rivers State Police Command, Nnamdi Omoni spoke on the efforts by the police.

‘’Men of the anti-kidnap unit swung into action and in the course of their investigation arrested one Friday Akpan who confessed to the crime and led the police to the arrest of two other accomplices”.

Omoni said one AK 47 riffle, one Pistol, three magazines,72 rounds of live ammunition were recovered from the suspects.

The Police assured that they would arrest the fleeing members of the gang.